The following Ted talk outlines the reasons for the massive bank losses that helped instigate the financial crisis that hit us all in 2008.
The speaker points the responsibility directly at the bank management & the regulators.
Is it possible for them to have done this without our complicity?
We might want to ask ourselves the questions, have we ever taken on too much debt, have we found ourselves short of income at the end of the month, have we ever asked anyone to over value our home or done so ourselves?
While watching this video we might think about that, & when he gets to the end, decide for yourself whether he opens the door to that possibility.